Disability Insurance

When we buy a car, we all know that we need to insure it.  As well, we insure our home and business because we do not want take a chance in case of fire or theft.  Have you insured against losing:  YOUR FUTURE EARNING POTENTIAL?  The risk of temporary or permanent DISABILITY is real. We need to insure ourselves with financial protection from disability insurance. Should you become disabled, either temporarily or permanently (to age 65) you can obtain complete peace of mind and know that ALL aspects of your life have been taken care of.  Many people are completely unprotected from an unexpected disability, however the chances of that happening are greater than dying prematurely. Premiums can be affordable by adjusting the waiting time (30, 60 or 90 days) until you receive your first cheque. 
​All plans are made unique for each individual. 

Disability Statistics

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A 35-year old woman has a 39% chance of becoming disabled before her 65th birthday.

A 35-year old man has a 1 in 3 chance of becoming disabled before he turns 65.