GMWB (Guaranteed Minimum Withdrawal Benefit) Plans
Predictable Sustainable Potentially Increasing Income
• Guarantees income stream for life!
• Combination of resets and bonuses work together to increase withdrawal balance.
• Death benefit guarantee.
• Income guaranteed not to decrease no matter how investments perform.
• Principal guarantee in the form of regular withdrawals for life!
• Creditor protected. (with a proper beneficiary designation).
• Choice of Top Fund Managers & Simplicity Portfolios with no charge switch.
• Annual guaranteed bonus is available for every year (if no withdrawals are made).
Actual growth if market is higher than the guarantee.
• Balance resets every 3 years when the market value is greater than the current guaranteed value.
• Increase due to fund growth.
Income, Growth & Security
• Provide income for a guaranteed period of time. Regardless of how the markets perform, you’re guaranteed income for life!
• Guarantee a return of your principle. You’re guaranteed that at a minimum 75% - 100% of your principal investment will be returned*.(* Or until the contract reaches maturity or upon death of the last surviving annuitant. Provided withdrawal thresholds are not exceeded).
• Provide consistent income that won’t decrease: You’re guaranteed a stream of income that will never decrease, through regular withdrawals of 5% for life!
• Offers you flexibility: You can switch free of charge between funds. You can also access your money at any time.
• Provide a tax-efficient income stream: (When held in a non-registered account).
• Creditor Protection: You have the potential to protect your assets.
• Estate Benefits: In the event of your death, the proceeds of your contract pass directly to your designated beneficiaries, without time delay or expense of probate. Investing with Total Peace of Mind! If you’re concerned about having enough money for retirement or the effect of a market downturn, now there is a solution. There is an exciting product available in Canada. Ideal for Ages 40+ Imagine investing with guarantees. Guaranteed increasing lifetime withdrawal amount during the accumulation years! And, Guaranteed income for life after age 65.
• Guarantees income stream for life!
• Combination of resets and bonuses work together to increase withdrawal balance.
• Death benefit guarantee.
• Income guaranteed not to decrease no matter how investments perform.
• Principal guarantee in the form of regular withdrawals for life!
• Creditor protected. (with a proper beneficiary designation).
• Choice of Top Fund Managers & Simplicity Portfolios with no charge switch.
• Annual guaranteed bonus is available for every year (if no withdrawals are made).
Actual growth if market is higher than the guarantee.
• Balance resets every 3 years when the market value is greater than the current guaranteed value.
• Increase due to fund growth.
Income, Growth & Security
• Provide income for a guaranteed period of time. Regardless of how the markets perform, you’re guaranteed income for life!
• Guarantee a return of your principle. You’re guaranteed that at a minimum 75% - 100% of your principal investment will be returned*.(* Or until the contract reaches maturity or upon death of the last surviving annuitant. Provided withdrawal thresholds are not exceeded).
• Provide consistent income that won’t decrease: You’re guaranteed a stream of income that will never decrease, through regular withdrawals of 5% for life!
• Offers you flexibility: You can switch free of charge between funds. You can also access your money at any time.
• Provide a tax-efficient income stream: (When held in a non-registered account).
• Creditor Protection: You have the potential to protect your assets.
• Estate Benefits: In the event of your death, the proceeds of your contract pass directly to your designated beneficiaries, without time delay or expense of probate. Investing with Total Peace of Mind! If you’re concerned about having enough money for retirement or the effect of a market downturn, now there is a solution. There is an exciting product available in Canada. Ideal for Ages 40+ Imagine investing with guarantees. Guaranteed increasing lifetime withdrawal amount during the accumulation years! And, Guaranteed income for life after age 65.